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Helping you better protect your family’s
financial security
Because we’re committed to helping members build
sound financial futures, we were concerned when we learned many
credit union members are among the one-third of Americans with no
life insurance protection for their families, or only small
amounts of coverage through work. 1
For our members who want to
take care of this important family responsibility, we are pleased
to help by making it easy to apply for up to $100,000 of life
insurance, at members- only group rates. And usually no medical
exam is needed!
You can find out your cost for this coverage in
just minutes, with no obligation or pressure, through LifeHelp,
the company that administers this program for our membership.
LifeHelp has served America’s credit unions for more than 30
years, and works with some of the country’s top insurance
companies to make the following plans available to our members:
• Young Family Group Term Life Insurance2
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For
Members Ages 18 to 49 - This
coverage makes it easy for members age 18 to 49 to better protect
their loved ones with up to $100,000 of life insurance coverage,
to help make sure money would be available to replace income and
provide for everyday needs, should your family lose you.
Features include:
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A
cash benefit that helps to protect your loved ones by
replacing income, so your children would be properly
cared for, with money in hand to keep up with the mortgage or
rent, credit cards and other bills, or for any of the many
other expenses your loved ones would face without you.
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Easy
application - no medical exam, just a few medical questions.
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Renewable
to age 75.
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Coverage
provided at affordable group rates for Horizon Credit Union
members.
• 50-Plus
Group Term Life Insurance3
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For
Members Ages 50 to 74 -
This coverage makes it
easy for members age 50 to 74 to leave an insurance benefit of
$10,000 to $100,000 to family members or others. Features
include:
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A cash benefit
that helps relieve your loved ones of the burden of paying for
your final medical bills, credit card or other loan balances,
funeral costs and other end-of-life expenses.
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Apply without the
inconvenience of a medical exam typically required; just
answer the few health questions on your application.
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Lifetime
protection to age 95.
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Coverage
provided at economical group rates for Horizon Credit Union
members.
Click on the LEARN MORE link above to learn more
about either of these insurance plans, and for more information
including your cost, eligibility, features, limitations,
exclusions, etc.
You may also call LifeHelp toll-free at
1-800-345-4543, 5 a.m. and 5 p.m. Pacific Time, Monday through
Friday.
1 Generations
at risk, September 2008,
LIMRA International
2 Coverage is
underwritten
by New York Life Insurance Company, 51 Madison
Avenue, New York, NY 10010
3 Coverage is
underwritten
by The United States Life Insurance Company in the City of New
York, 70 Pine Street, New York, NY 10270
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