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Regular
Savings Account
Qualification for membership in Horizon Credit Union requires just a minimum one share ($5.00) deposit to a Regular Savings
Account. Competitive dividends are earned on Regular Savings at any time the account balance remains above $100.
During any time the account balance falls below $100, it will not earn a dividend. Dividends are compounded and credited quarterly, at a rate determined by the credit union's Board of Directors.
Our Regular Savings Account is the most popular of all our savings options.
This budget-friendly program provides a great way to strengthen your finances, while keeping your funds readily available.
To open a Regular Savings Account, simply complete a Membership Application, or call one of our member service
representatives @ (262) 633-5302. Then you'll become a part of the Horizon Credit Union family.
Share
Draft (Checking Account)
Avoid monthly fees and high minimum balances by having your
Checking Account with Horizon Credit Union.
By maintaining just $100 in your REGULAR SAVINGS, you can qualify for free
checking. Enjoy unlimited check-writing privileges, with no monthly fee.
You can even apply for our
Horizon Card, giving you access to your funds at thousands of ATM's nationwide.
Your Horizon Card displaying the MasterCard logo can also be used to make purchases from over 500,000 merchants around the globe, with the funds coming right out of your Checking Account.
Check out the many other advantages of maintaining your Checking Account
with Horizon Credit Union.
Then complete the on-line application, or call one of our member service
representatives for more details.
Share
Certificates
Maximize the return on your savings by opening a Share
Certificate with Horizon Credit Union. We have a number of certificate options with terms ranging from 90 days to 2 years.
You'll earn impressive returns at a fixed-rate, while your funds remain
federally insured and safe from market volatility. Early withdrawal penalties do apply, however, so it's best to consult with one of our member service representative prior to placing funds.
Once the term is up, you can withdraw the funds or simply allow them to roll into another high-yielding Certificate for the same period.
To find out more about our Share Certificate options call one of our member service representatives @ (262) 633-5302.
Individual Retirement
Account (IRA's)
For anyone planning for the future, here are three letters of advice - IRA.
Whether you're just starting out, raising a family or approaching retirement, IRA's offer tremendous savings and tax advantages.
Open a Horizon Credit Union IRA with as little as $25, and then add to it whenever you like.
Or, you can directly roll-over funds from an existing IRA or qualified pension plan.
Horizon Credit Union IRA's earn competitive dividends as long as the balance remains above $100.
And, IRA funds can also be invested in Share Certificates in order to maximize the return on your retirement savings.
Learn more about the incredible tax-savings*
possibilities offered by:
- Traditional IRA's - tax-deferred growth and the potential for tax-deductible contributions.
- Roth IRA's - tax-free deferred earnings and tax-free treatment on qualified withdrawals.
*Consult your tax advisor for complete rules.
Christmas Club
Account
The holidays are more affordable when you have a Christmas Club Account with Horizon Credit Union.
Make discretionary or automatic deposits throughout the year, and see your savings grow.
With the special dividend your earn, you'll have plenty of extra "jingle" by the time the holidays arrive. Then, in early November,
the entire balance will be automatically transferred to the
account of your choice.
The account remains open, however, to help you begin saving for the next holiday season.
For more information, or to open a Christmas Club Account, call a Horizon Credit Union member service representative @ (262) 633-5302.
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