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MEMBERSHIP/ACCOUNT
AGREEMENT
I hereby apply for membership in the credit
union and agree to conform to the bylaws and any amendments of the credit union,
the terms and conditions of the share account and to pay the minimum deposit
amount. I also agree to pay any charges or fees which may be required or
assessed under such bylaws. Any account opened in more than one name shall be a
joint account with rights of survivorship. If I have established a joint
account, both owners agree to the terms and conditions of the share account. If
I return this application electronically, Horizon Credit Union may ask me to
sign a hardcopy of this application at a later date.
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