New Car Loans
At Horizon Credit Union members can virtually set their own interest rate on a New Car Loan.  Our new car loan options provide graduated interest rates based on the loan term you select, ranging up to 72 months.  And, a new vehicle can even be financed with no down payment for qualified applicants. 

To help you drive home the best price possible on your new vehicle, we offer our Fleet Service.  You can get Dealer Invoice and MSRP information on virtually any model of new car or truck you're interested in.  Then, you can shop with confidence, and negotiate your best deal possible.  To find out more about our Fleet Service, ask to speak with a Horizon Credit Union loan officer, or call our Fleet Rep. directly @ (800) 611-2790.

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Used Car Loans
If a pre-driven car fits your needs, we can provide the financing to help you stay within your budget.  Horizon Credit Union used vehicle loans are available for terms up to 72 months, depending on the model year of the vehicle.  Rates are based on the actual model year and the loan term you choose.  No matter what term you select, you're not likely to find lower comparable financing rates anywhere.  The amount available for financing is based on standard published used car valuations from the National Automobile Dealers Assn. (NADA).  However, the actual amount financed will depend on the borrower's specific qualifications. 

To find out more about the advantages of financing your next vehicle with Horizon Credit Union, just call one of our loan officers @ (262) 633-5302.  Or stop by our office to see just how much we can save you!

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Motorcycles, Boats, Motorhomes, etc.
Are you in the market for something a bit more recreational?  Our financing rates and terms for new & used cars also apply to Motorcycles, Boats and most Travel Vehicles.  Some longer terms even are available for motorhomes.  Check out our low financing rates, then call a Horizon Credit Union loan officer @ (262) 633-5302 for more details. 

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Kwik-Cash Loans
We all have occasion to need money fast. With a Horizon Credit Union Kwik-Cash line of credit you can simply write yourself a loan whenever you need it.  Once your pre-approved credit limit is established, taking an advance is as easy as writing a check.  It clears against your credit line, and your monthly payment is set at just 3% of your loan balance.  There's no fee for each advance, and our low variable rate provides a welcome relief to the high rates charged on credit card balances.

The next time you're running a little short on cash, avoid the high fees and interest charges imposed by credit card companies and cash advance services.  With your Kwik-Cash line of credit, no financial emergency is too costly.  Apply on-line, or simply call a Horizon Credit Union loan officer @ (262) 633-5302. 

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Personal Loans
Whether it's for new appliances, home furnishings, a new computer or simply that long-awaited vacation, Horizon Credit Union has the loan to suit you.  Rates and terms may vary, depending on available collateral and other terms.  But, in most cases we can easily save you money over what you'd pay by financing elsewhere.

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Home Equity Loans
You work hard to maintain your home in tip-top shape; but is your home working for you, from a financial standpoint?  With a Horizon Credit Union Home Equity Loan you can take advantage of the value you've built up in your home to meet virtually any type of financing need.  We have both fixed and variable rate loan programs, at rates beginning below Prime, and for varying terms.  Home equity loans are also available for mobile homes and condominiums.  The interest you pay may be tax-deductible, but consult your tax advisor as to your specific circumstances. 

With a Fixed-rate home equity loan from Horizon Credit Union you lock in your rate for the entire term of the loan.  Borrow up to the full value of your home for up to 15 years.  Closing costs are, generally, minimal and can often even be financed. Call a Horizon Credit Union loan officer for specific terms and additional disclosures.

If a home equity line of credit is more to your liking, you'll REAP the maximum benefit by establishing a home equity line through Horizon Credit Union.  Our REAP (Real Estate Advance Plan) loan programs provide you with the ability to borrow against the equity in your home, whenever you like.  Once your pre-approved credit limit is established, taking an advance is as easy as writing a check.  It clears against your credit line, and your monthly payment is just 1.5% of the loan balance, as of the date of your last advance.  There's no fee for each advance, and our low variable rate, based on the loan-to-value at the time your line of credit is set up, means you'll save interest over other comparable open-end loan alternatives.  Check out our terms by contacting a Horizon Credit Union loan officer @ (262) 633-5302.  Then set up an appointment to see how you can put your home's equity to work for you!

| Online Application | See Rates | Calculate loan payments |