Lending Rates are Effective as of March 1, 2010

New Vehicle Loans*

   Previously untitled 2009, and any 2010 model-year vehicles titled within the past 6 months with less than 7,000 miles, qualify as new.

Term	APR
Up to 48 Months	4.95%
60 Months	5.50%
72 Months (see below)	6.25%

  72 month financing subject to a minimum down payment of 10%, after all factory and dealer discounts are applied. (Minimum $20,000 loan).

| Calculate your payments online | Go to Loans |

Used Vehicle Loans*

 

Model	Term 36Mo	Term 48Mo	Term 60Mo	Term 72Mo (Min $20K)
2010 - 2008	5.00%	5.50%	6.00%	6.50%
2007 - 2006	5.75%	6.25%	6.75%	N/A
2005 - 2004	6.50%	7.25%	N/A	N/A
2003 - Older	8.00%	N/A	N/A	N/A

* rates are also effective for motorcycles and boats.

 

| Calculate your payments online | Go to Loans |

Motor Homes

New Motorhomes (New Vehicle rates apply to shorter terms)

Maximum Term	APR
84 Months	7.25%

Used Motorhomes (Used Vehicle rates apply to 2008 - 2005)

Model	APR
2005 - 2004	Maximum of 60 Months at  8.00%
2003 - Older	Maximum of 48 Months at  8.90%

Fixed Rate Home Equity Loans **

Loan To Value

Variable Rate (REAP) Home Equity Loans **

** fees and other closing cost may apply. Consult a Horizon Credit Union loan officer for specific terms and conditions.

Mobile Home Loans:

Loan To Value

Other Collateralized Loans:
  Acceptable collateral includes Appliances; Computers or Office Equipment; Entertainment (eg. TV or Stereo) Systems; Snowmobiles; ATV's; Jewelry and Collectibles; Stock or Bond Securities.  Collateral must be purchased with the loan proceeds to be acceptable:

   Rate = 7.90% APR for a maximum term of 36 months

Personal (unsecured) Loans:

Kwik-Cash Loans:
  Credit lines are from $500 to $15,000, based on credit qualification standards.  Variable rate = Prime +4.9%, adjusted as of the 1st business day of each month.

Savings Secured Loans:
  Maximum term of 36 Months at 3.90%